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Monthly Archives: September 2021

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Supreme Court Rejects Claims Against TransUnion Over Credit Reports That Falsely Flagged Consumers As “Terrorists”

By Moran, Sanchy & Associates |

A credit report is a written document that contains sensitive information about your credit activity, such as how much credit you have and whether you make your minimum payments on time. There are three main credit reporting agencies in the United States, all of whom are subject to the federal Fair Credit Reporting Act… Read More »

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Does The Bank Have To Pay My Legal Fees If I Beat Their Foreclosure Attempt?

By Moran, Sanchy & Associates |

It is not uncommon for a consumer contract to contain a “unilateral attorney’s fee provision.” Basically, this means that the other party has the right to demand you pay their legal fees if they are later forced to sue you for failure to meet your contractual obligations. To help level the playing field, however,… Read More »

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How Do “Liquidated Damages” Work In A Breach Of Contract Lawsuit?

By Moran, Sanchy & Associates |

Business contracts depend on the good faith of both parties to perform their respective obligations. Of course, good faith is not always enough. If a breach of contract occurs, the non-breaching party will likely suffer some measure of legal damages. To address such contingencies, many contracts include a liquidated damages provision. In its simplest… Read More »

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Can A Business Enforce An Arbitration Agreement You Signed With A Third Party?

By Moran, Sanchy & Associates |

When you purchase goods or services online, you are often asked to click a box saying you agree to certain “terms and conditions” or “terms of use.” Buried in these terms there is often a binding arbitration clause. Basically, this means that if something goes wrong with your purchase and you want to sue… Read More »