Category Archives: Foreclosure Defense
Foreclosure Avoidance Strategies in Florida
There is little in life more frightening than the thought of you and your family losing your home to foreclosure. And along with foreclosure come other negative effects such as serious credit damage, potential deficiency judgments, and owing taxes on forgiven debt. However, far too often it is a sad reality that millions of… Read More »
What is a Deed in Lieu of Foreclosure?
A deed in lieu, or a deed in lieu of foreclosure, is a voluntary conveyance of a mortgaged property by the borrower to the lender. The interest in the property is often exchanged in order for the loan borrower and their guarantor to be released from some of the liability, or all of the… Read More »
How to Protect Your Florida Home Against Foreclosure
The housing market has been a wild ride in recent years, and foreclosure rates across the U.S. are surging. Data from the information provider ATTOM shows that in recent years the rate of foreclosures has significantly spiked. Florida is not immune to this by any means. Currently, there is approximately one foreclosure for every… Read More »
Deed in Lieu of Foreclosure in Florida
The U.S. is facing a tough economy. Florida, in particular, has seen a rise in housing woes and angst on a number of fronts. If you are facing the possibility of foreclosure, know that there are options available to you. One such option is a “deed in lieu of foreclosure.” A deed in lieu… Read More »
Importance of Foreclosure Defense Amid Florida’s Homeowners Insurance Crisis
Farmers Insurance recently decided to discontinue new coverage in Florida. This sent shockwaves through the state of its own accord, and now the insurance company “Progressive” has announced that they plan to “non-renew” approximately half of its home insurance policies in December. This is an estimated 100,000 policies. These major departures of prominent insurance… Read More »
Florida Foreclosure, Part Three: After Foreclosure
You have been through the pre-foreclosure and foreclosure process. At this point you likely want to wash your hands of the entire event and move on with your next chapter. However, even after the foreclosure sale is held, there are still a few key items – such as deficiency judgements and redemption periods –… Read More »
Florida Foreclosure, Part Two: Florida’s Foreclosure Process
In this installment of our three-part foreclosure series, we will have a high-level discussion of what to expect once you have reached the stage of foreclosure in Florida. Each state has its own unique processes and timelines, and knowing what to expect from the Florida court system as you move forward in your foreclosure… Read More »
Florida Foreclosures, Part One: History, Communications To Expect, And Pre- Foreclosure
New data reports that Florida is experiencing a dramatic rise in foreclosures and foreclosure-related moves. According to the information available via one U.S. federal government population survey (census), Florida itself saw a 187% increase in eviction and foreclosure rates between 2021 and 2022, trailing only the state of California with its 411% increase. What… Read More »
Court Procedures That Can Delay Foreclosure Hearings
If you believe your home or property is being subjected to wrongful foreclosure, you are going to want to engage with an experienced foreclosure litigation attorney to help process your case in court. In Florida, those fighting a residential foreclosure may want to learn about some of the strategies that might be used to… Read More »
Do I Really Need A Lawyer To Defend Against A Foreclosure?
When something is broken in your house, such as the plumbing, you might try and fix the problem yourself to save a little money. Oftentimes, however, that just makes things worse and you still end up having to call in an expert. The same thing holds true if you are facing foreclosure against your… Read More »