Category Archives: Foreclosure Defense
Do I Really Need A Lawyer To Defend Against A Foreclosure?
When something is broken in your house, such as the plumbing, you might try and fix the problem yourself to save a little money. Oftentimes, however, that just makes things worse and you still end up having to call in an expert. The same thing holds true if you are facing foreclosure against your… Read More »
The Risks Of Defending Yourself In A Mortgage Foreclosure Lawsuit
If you are facing a possible mortgage foreclosure, there are a number of legal options available to you if you want to try and keep your home. The important thing is that you seek out qualified legal advice from a reputable Brandenton mortgage foreclosure defense lawyer. What you should not do is attempt to… Read More »
Does The Bank Have To Pay My Legal Fees If I Beat Their Foreclosure Attempt?
It is not uncommon for a consumer contract to contain a “unilateral attorney’s fee provision.” Basically, this means that the other party has the right to demand you pay their legal fees if they are later forced to sue you for failure to meet your contractual obligations. To help level the playing field, however,… Read More »
Can A Mortgage Foreclosure Sale Be Unwound After It Is Final?
If the mortgage lender forecloses on your home and auctions off the property, your options for “unwinding” the sale are quite limited under Florida law. Section 702.036 of the Florida Statutes–known as the Finality of Mortgage Foreclosure statute–protected bona fide third party purchasers from challenges to their title to the foreclosed property. Outside of… Read More »
Can I Redeem My House After The Foreclosure?
Many people who lose their homes to foreclosure wonder if there is any way to redeem the house. The short answer is, “No, you cannot redeem your house after the foreclosure is complete.” However, if the foreclosure is not final yet, you may get your house back. If you want to redeem your home… Read More »
Can My Mortgage Lender Refile a Dismissed Foreclosure Case in Florida?
If your foreclosure case was dismissed by the court, you might wonder whether your mortgage lender can refile the case after the dismissal. Whether or not your lender can restart a dismissed foreclosure case depends on several factors. It is advised to consult with a skilled foreclosure defense lawyer in Bradenton to help you… Read More »
How Do HOA or COA Foreclosures Work in Florida?
If you own a house or condo as part of a homeowners’ association (HOA) or condominium association (COA) in Florida, the association probably collects monthly dues and special assessments. If you fail to pay dues and assessments on time, the association could obtain a lien on your property or even initiate a foreclosure process…. Read More »
6 Common Alternatives to Foreclosure in Florida
If you are having a hard time making your mortgage payments, it may seem that you cannot avoid foreclosure. However, you need to understand that there are several alternatives to foreclosure in Florida. In more than 50 years of combined legal experience, our foreclosure defense attorneys at Moran, Sanchy & Associates have helped thousands… Read More »
Goldman Sachs Found Foreclosing On Homeowners When Settlement Requires “Consumer Relief”
A recent foreclosure defense article published by the New York Times highlights why it is so important to consult with a foreclosure defense attorney if a bank or lender is foreclosing on your home. The article describes the 2008 settlement entered into by Goldman Sachs (Goldman), which was required for the part it played… Read More »
Foreclosures Spike in Florida
According to recent reports, Florida is now experiencing a significant spike in foreclosures (including bank repossessions, default notices, and scheduled auctions). Just in the month of May 2019, there was a 23 percent increase in foreclosures compared to May 2018; with one in every 1,200 homes experiencing a foreclosure filing, reflecting the third highest… Read More »